Teacher Obligation

You must be a highly-qualified, full-time teacher in a high-need field for at least four years, at a school serving low-income students.

To avoid repaying the TEACH Grant with interest, you must be a highly-qualified, full-time teacher in a high- need field for at least four years, at a school serving low-income students. 

You must complete the four years of teaching within eight years of finishing the program for which you received the grant. You incur a four-year teaching obligation for each educational program for which you received TEACH Grant funds, although you may work off multiple four-year obligations simultaneously under certain circumstances. Specific definitions of these terms are included below.

Highly-Qualified Teacher:

You must perform the teaching service as a highly-qualified teacher, which is defined in federal law

Full-Time Teacher:

You must meet the state's definition of a full time teacher and spend the majority (at least 51 percent) of your time teaching one of the high-need subject areas. Elementary teachers who teach many subjects would not be able to fulfill their service agreement.

High-Need Subject Areas:

Schools Serving Low-Income Students:

Schools serving low-income students include any elementary or secondary school that is listed in the Department of Education's Annual Directory of Designated Low-Income Schools for Teacher Cancellation Benefits.

Important Information

Failure to complete the teaching obligation, respond to requests for information, or properly document your teaching service will cause the TEACH Grant to be permanently converted to a loan with interest changed from the date you first received the TEACH Grant. Once a grant is converted to a loan it can't be converted back to a grant!

Learn More

  • Eligible Schools

    Eligible schools include any elementary or secondary school that is listed in the Dept. of Education's Annual Directory of Designated Low-Income Schools for Teacher Cancellation Benefits.
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  • Eligible Subjects

    To qualify for the grant, you must teach a high-need subject area.
    Read more

  • Learn More

    To qualify for the grant, you must teach a high-need subject area.
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