Loans

Loans are an important tool to help finance your education. 

Loans are divided into two major types: federal and private. Federal loan programs are offered by the government and usually offer the best interest rates. 

 
Types of Loans

• Federal Stafford Loans - Offer low interest rates and forgiving payment schedules.

• Federal Parent Loans (PLUS) - Parents can leverage additional money to help pay for their children's education through the Parent Loans for Undergraduate Students (PLUS) program, which also offers low interest rates.

• Federal Graduate PLUS Loans -A federal loan for graduate and professional students which must be repaid with interest.

• Private Alternative Loans - Direct loan from banks or other financial institutions with varying interest rates.  Borrowers are subject to a credit check and individual lender terms. You should only consider a private loan after applying for federal financial aid.  
  

You can select any lender you wish. To assist you in this important decision we have analyzed lenders to create a preferred lender list.

• Federal Loans
• Parent Loans
• Graduate Student Loans
• Private Loans
• Preferred Lender List

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  Steps
  

  Review the steps you need to take to apply for financial aid.  Read more

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  Glossary
  

  See a glossary of important financial aid terms. Read more

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  FinAid Online
  

  FinAid Online helps you manage your costs and aid package. Log-in

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  Timeline
  

  Your applications for financial aid should be submitted as early as possible.  Read more