Loans are an important tool to help finance your education.

Loans are divided into two major types: federal and private. Federal loan programs are offered by the government and usually offer the best interest rates.

Types of Loans

  • Federal Parent Loans (PLUS) - Parents can leverage additional money to help pay for their children's education through the Parent Loans for Undergraduate Students (PLUS) program, which also offers low interest rates.
  • Private Alternative Loans - Direct loan from banks or other financial institutions with varying interest rates. Borrowers are subject to a credit check and individual lender terms. You should only consider a private loan after applying for federal financial aid.

You can select any lender you wish. To assist you in this important decision we have analyzed lenders to create a preferred lender list.


Learn More

  • Steps

    Review the steps you need to take to apply for financial aid.
    Read more

  • Glossary

    See a glossary of important financial aid terms.
    Read more

  • FinAid Online

    After you file your FAFSA, use FinAid Online to manage your costs and aid package.
    Read more

  • Timeline

    Your applications for financial aid should be submitted as early as possible.
    Read more

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