Graduate Student Loans

The Graduate Student Direct Plus Loan is a federal loan for graduate and professional students which must be repaid with interest.

It is not a need-based loan like other federal aid, but is a credit based loan similar to a private student loan with the benefit of having a fixed interest rate and federal guarantee.

Eligibility:

• You must be a U.S. citizen or an eligible non-citizen and have a social security number.
• Enrolled (minimum of 6 credit hours) in a graduate or professional program.
• Meet credit eligibility requirements

Applying for a Graduate Student Direct Plus Loan:

• Check with your Financial Aid Counselor to determine the maximum amount you can borrow.
• Complete a FAFSA
• Apply for your loan by completing a Graduate PLUS Loan Master Promissory Note (MPN) and Credit Check at the Department of Education website.
• Your loan will be paid out directly to D'Youville College.

Repayment begins 6 months after graduation, withdrawal, or if enrollment falls below six credit hours.

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